Finance Tips & Insights
Loans Against Title Deed in South Africa: How It Works (2026 Guide)
Quick Answer A loan against title deed lets South African property owners unlock cash from a bond-free property by registering a new bond over it as security. Lenders typically advance up to 50–80% of the property’s market value, with funds released once the bond is...
What to Do If You Need a Cash Loan Urgently in South Africa (2026 Guide)
Quick Answer If you need a cash loan urgently, first calculate the exact amount required and check your repayment capacity, then compare regulated options — personal loans, business lines of credit, invoice discounting or asset-based lending — rather than applying...
Fixed vs. Variable Interest Rates: What You Need to Know for Bridging Finance
When you're looking to secure bridging finance, one of the key decisions you'll face is whether to opt for a fixed interest rate or a variable interest rate. This choice can significantly impact your repayment amount and overall financial planning, even for a...
How To Check Your Credit Score
In today's financial landscape, your credit score is more than just a number; it's a key that unlocks opportunities. A strong credit score can open doors to favorable loan terms, lower interest rates, and even impact your ability to secure housing or a new job. At New...
Finance News in South Africa August 2025 Roundup
As we move through the third quarter of 2025, the South African financial landscape is being shaped by a confluence of global pressures and local realities. For the average individual and business owner, cutting through the jargon to understand what truly matters is...
The Ultimate Guide to Loans for Business in South Africa in 2025
For any ambitious business owner in South Africa, securing the right funding is not just a stepping stone, but the launchpad for growth, innovation, and market leadership. Whether you're looking to scale operations, manage cash flow, or seize a time-sensitive...
Quick Ways To Make Money in South Africa
A Guide for Entrepreneurs & Asset Holders The phrase "quick way to make money in South Africa" often brings to mind a deluge of get-rich-quick schemes and unrealistic promises. For the serious entrepreneur, business owner, or individual with substantial assets,...
“I Need a Loan to Pay All My Debts”: Your Options in South Africa (2026)
Quick Answer: A debt consolidation loan replaces several debts with one repayment. It works best when the new rate is lower and you stop adding new debt. Compare unsecured, secured and debt review options first.
Are Business Loans Tax Deductible in South Africa? (2026 Guide)
Quick Answer: The loan capital is not tax deductible, but the interest on a business loan generally is, provided the money was used to produce income. Here is what qualifies, what does not, and what to keep on file.
Using Bridging Loans to Fund Your Next House Flipping Project
As a property investor in South Africa you'll appreciate that a successful property flip isn’t an endpoint but a launchpad for your next project. You’ve put in the work, found a buyer for your renovated property and signed a profitable sale agreement. Your capital is...
Case Study: How a R1.2 Million Order Transformed a Small Durban Business
Company: KZN Safety Solutions* Owners: David and Sarah* Industry: Specialised Personal Protective Equipment (PPE) Supply Challenge: Fulfilling a game-changing purchase order that was five times larger than their usual business. Solution: Purchase Order (PO) Funding...
Who Qualifies for RAF in South Africa?
The flashing lights, the screech of tyres, the sudden, life-altering impact—a road accident is a traumatic event. In South Africa, the consequences are staggering. It's estimated that road accidents cost the nation's economy over R164 billion annually, representing a...