Finance Tips & Insights
Supply Chain Finance in South Africa: Where It Fits
Supply chain finance compared to trade finance, purchase order funding and invoice discounting — what each one solves, and which fits your business’s funding gap.
Accounts Receivable Financing in South Africa
Accounts receivable financing — also called invoice discounting — is funding raised against unpaid customer invoices. See how it works and how New Heights Finance arranges it.
Management Buyout Finance in South Africa
A management buyout (MBO) is when a company’s existing management team buys the business from its current owner. See how MBOs are typically funded in South Africa.
Merchant Cash Advance in South Africa: What It Is and How It Compares
A merchant cash advance (MCA) is funding repaid as a percentage of future card or digital sales rather than fixed instalments. See how it compares to an unsecured business loan.
Business Line of Credit in South Africa
A business line of credit is a flexible funding limit you draw against, repay, and draw again as needed — unlike a business loan, which pays out once as a lump sum with a fixed repayment schedule.
Revolving Credit Facility for Your Business
A revolving credit facility is a pre-approved funding limit that a business can draw down, repay, and draw down again, without reapplying each time — similar in principle to a credit card but sized and priced for business use.
Quick Business Loans in South Africa
A quick business loan is funding arranged with a fast turnaround from application to payout. New Heights Finance, as a broker, matches urgent applications to lenders on its panel best placed to move quickly.
Secured Business Loans in South Africa
A secured business loan is funding backed by a business asset such as property, equipment, or vehicles. Because the lender’s risk is lower, secured business loans can typically offer larger amounts and stronger terms than unsecured funding.
Working Capital Loans in South Africa
Working capital finance covers the gap between money going out of your business and money coming in. The main options in South Africa are a working capital loan, business overdraft, invoice discounting, and purchase order funding.
Short-Term Business Loans in South Africa
Quick answer: A short-term business loan is funding repaid over a few months to about two years, used for a specific, time-limited need. New Heights Finance arranges it by matching your application across a panel of lenders.
Franchise Finance in South Africa
Franchise finance options in South Africa beyond a single bank or government fund — how New Heights Finance can help match your application to the right lender.
GEPF Bridging Loans: What Government Pension Fund Members Need to Know
Exiting public service to pursue independent business goals, step into early retirement, or transition into a fresh corporate role is a significant career move. For South African public servants, your accrued retirement benefit within the GEPF (Government...