Independent Finance Brokers · Est. 2009

Short-Term Bridging Finance
in South Africa

We make South Africa's top alternative lenders compete for you. Get fast access to business, property, and personal bridging loans from R50,000 to R10 million — usually within 3 days.

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NCR-Registered Partners
Funded in 24–72 Hours
40+ Vetted Lenders
No Upfront Fees
R50k–R10m Loan Amounts
24 hrs Fastest Payout
35,000+ Successful Applications
40+ Lenders Compared
What we facilitate

Find the best short-term bridging loans in South Africa

Whether you're a business owner needing stock, a property seller waiting for transfer, or an individual waiting for a payout, we match you with the right capital.

Business Finance

Unsecured working capital, invoice discounting, and purchase order funding to keep your business growing without giving up equity.

  • Unsecured Business Loans
  • Purchase Order Funding
  • Trade & Invoice Finance
  • Equipment Finance
Browse business loans

Property Finance

Unlock the equity in your property before it transfers. Access cash for renovation, rates, or your next investment — quickly and transparently.

  • Seller Proceeds Bridging
  • Rates & Taxes Advances
  • Estate Agent Commission
  • Bond Refinancing
Browse property loans

Personal Finance

Get an advance on guaranteed future payouts like pensions or RAF claims, or borrow securely against your assets.

  • Pension Bridging Loans
  • RAF Cash Advances
  • Loans Against Vehicles
  • Loans Against Property
Browse personal loans
Our process

How New Heights Finance gets you the best loan offer

Applying to single lenders is slow and often results in rejections or high rates. We use our network of 40+ South African lenders to find the one whose criteria matches your profile.

1

Tell us what you need

Fill out our secure 2-minute form detailing your loan amount and purpose. No upfront paperwork required.

2

We match & compare

Our brokers instantly match your profile against 40+ lenders. We negotiate the best rates and terms on your behalf.

3

Get approved & funded

Review your matched offer. Once accepted, funds are disbursed quickly — often within 24 to 72 hours.

Secure & Confidential

Your data is encrypted and safe

Network Lenders 40+ Approved Partners
Credit Check Impact Soft inquiry only
Broker Fee Included in offer (no upfront)
NCR Status NCR Partner Network
Client stories

Real stories from real South Africans

Don't just take our word for it. Here is what our clients say about finding the right finance partner through our network.

★★★★★

We needed R400,000 to clear a container at the port. The bank said 3 weeks. New Heights had us funded in 48 hours through a trade finance partner. Incredible service.

T
Thandi Mokoena
Logistics Business Owner, Durban
Purchase Order Funding
★★★★★

Waiting for my property transfer was stressful as I needed to pay a deposit on the new place. The bridging loan process was completely transparent and much cheaper than I expected.

P
Pieter van der Merwe
Property Seller, Cape Town
Property Bridging
★★★★★

I was retrenched and waiting for my provident fund. New Heights got me an advance that helped me keep my kids in school while the paperwork was finalised. Very professional.

N
Naledi Khumalo
Pensioner, Sandton
Pension Bridging
Common questions

Frequently asked questions about bridging finance

Rates typically range from 2.5% to 4.5% per month depending on the loan type, your credit profile, and the lender selected. Property bridging loans tend to attract the lowest rates (2.5–3.2% pm) because there is a confirmed asset as security. Personal and business loans without collateral sit higher. Our brokers negotiate on your behalf to get the best rate your profile qualifies for.
Once all required documents are submitted (signed OTP, transfer attorney confirmation, and ID), most property bridging applications are approved within 24–48 hours and funded within 48–72 hours. The timeline depends on how quickly the transfer attorney can confirm the sale.
Some of our alternative lenders assess applications on a case-by-case basis, even where credit impairment exists — particularly where there is a confirmed future payout (like a property sale or pension fund) that the loan is bridged against. We cannot guarantee approval, but we will match you with lenders best placed to consider your situation.
No. New Heights Finance charges no upfront fees. Our brokerage fee is incorporated into the loan offer presented to you, so what you see is the full cost. You are never asked to pay anything before receiving your funds.
We facilitate loans from R50,000 up to R10 million through our network. For amounts below R50,000, we may be able to direct you to a suitable personal lender. For amounts above R10 million, please contact us directly as select lenders in our network can accommodate larger structured facilities.

Ready to find out what you qualify for?

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