Loans Against Assets

Secured loans against assets for a quick cash advance 

Short term loans against assets and valuables for cash in hand within 24 hours


Get a quick and easy cash loan using your jewellery, art, vehicles, boats, antiques and other loose assets, as security for a cash loan. Get approval and payout in as little as one day!

Not applicable to property, only loose/movable assets.

Convert valuables into cash

Have you asked yourself: Can I get a loan against my car or can I borrow money against my boat, art, jewellery or antiques? The answer is YES.

Need cash fast? Use your gold or diamonds and other paid-up household or business valuables as security for a cash advance.

Get a loan against your assets by lodging them with a lender as collateral and get your goods back when you repay the loan. Secure a quick cash loan by using assets like trucks, yachts, equipment and stock as security.

Loans against art, watches vehicles and most personal valuables, online here and now!

Use any of the following assets:

  • Cars or trucks
  • Motorbikes
  • Jewellery or watches
  • Gold 
  • Diamonds
  • Art
  • Yachts or boats
  • Machinery and equipment
  • Aircraft

5 % per month plus 1,5 % Initiation fee.

Generally 3-6 months

How it Works :

  • Apply
  • Receive quote
  • Lodge item
  • Receive money
  • Settle loan
  • Get asset back

Unlock cash, quick and easy, with loans against assets

Loan Conditions

Loan Cost and Conditions :

Minimum Term   3 months

Maximum term    6 Months

Minimum APR   27 %

Maximum APR  27 %

Minimum Amount  R 50 000

Maximum amount  R 20 000 000

 Monthly admin fee   R575

Note : Please confirm APR with the lender, before signing agreements.


 Loan                   R 100 000

Term                     3 months

APR                       27 %

Admin Fee         R 1725

90 days Interest  R 8 100

Total Repayment   R 109 825

Note : Please confirm APR with the lender, before signing agreements

Documents required
  • Your ID
  • Proof of residence
  • Proof of employment/income
  • Proof of ownership.
  • Where vehicles are provided as security, the registration documents are required, and transfer of ownership papers signed by you (transfer would take place only in the event of a default).
  • Insurance Policies used as security need to be ceded to the lender.


What Assets Can I Use?

Cars, Trucks, Boats, Yachts, Jewellery, Gold, Diamonds, Art, Watches, Antiques and others (ask us)

How Much Will You Lend Me?

Up to 70 % of the asset value.

Costs and Cost Structure

5 % per month, of the outstanding balance

Cost Schedule

  • Minimum Term – 3 months
  • Maximum Term – 12 months
  • Minimum APR – 120 %
  • Maximum APR – 150 %

Example :

  • Loan                        R 100 000
  • Term                        3 months
  • APR                          36 %
  • Repayment             R 136 000

Subject to lenders Terms and Conditions at time of quote.

Are Loans Renewable?

Yes on certain conditions such as: Are repayments are up to date and the asset has not lost value? If the item has lost value then the new loan will be reassessed.

Can I Use The Asset During The Loan?

No. The asset is used as security against the loan

When Can I Get My Money?

It should not take more than a 1 day

Loan Term

From 3 months to 6 months but can be shorter or longer

Early Settlement Penalties?

There are no early settlement penalties.

Where are my assets kept?

In a safe and secure, off-site location.

Why use asset back lending?

Formal Funding: It is not easy to secure funding from formal lending institutions these days. It also takes time and no one has luxury of time. So this is where private lending businesses can assist.

Private Loans: Private lenders assess the value of commodities and goods very quickly and so make quick decisions on the amount they can lend clients, against the product offered as security. It normally take a day to pay out the loan.

How the money is used: Asset backed lenders, do not concern themselves with what you will do with the money. They are only concerned about their security, so the item offered as collateral must belong to the person offering it as security and is paid-for.

Risk: There is no risk to the borrower as long as he or she pays the loan and interest back, in the time agreed to and within the terms of the loan agreement.

Costs: The cost of these bridging loans is higher than formal bank loans but they suit some circumstances, where a client can make enough profit to cover the cost of the bridging finance.