Sectional Title Schemes rely on the income from their monthly levy roll.  Non-payment of levies results in neglect and a decline in the property value.  In addition, those owners who are paying levies may leave the deteriorating property, causing further financial distress if they are replaced by less reliable residents.

Our levy finance specialists offer fast and efficient levy collection and levy funding solutions to Bodies Corporate for financing of the following:

  • Arrear levies
  • Monthly payment equivalent to the full levy roll
  • Property maintenance and improvement projects

Levy funding provides immediate access to funding so that trustees can quickly address the Body Corporate’s most pressing needs, and reverse the cycle of deterioration caused by levy defaults.

The Body Corporate is charged a monthly administration fee.  Collection fees and interest are recovered from defaulting owners.

Cost Schedule

  • Minimum Term – 6 months
  • Maximum Term – 60 months
  • Minimum APR – 13 %
  • Maximum APR – 30 %

Example :

  • Loan                         R 100 000
  • Term                        6 Months
  • APR                           15 %
  • Repayment              R 115 000

Subject to lenders Terms and Conditions at time of quote.



A Body Corporate invariably needs to undertake large projects from time to time such as painting of common property or security upgrade, which require additional capital. They are usually paid for by raising a special levy. If owners are not able to pay the special levies on time, and the Body Corporate does not have sufficient cash reserves, the projects are delayed.

Special levy funding with flexible repayment terms and competitive interest rates, allows for these much needed projects to proceed on time and as planned.
Owners can have the option to pay the special levy upfront or in monthly installments.